Finance


Finance Options at Hyman' s Jewellers


Location:
4-8 Call Lane, Leeds, LS1 6DN
Contact Us:
Phone: 0113 2446439
Email: hello@hymansjewellers.co.uk


At Hyman' s Jewellers, we aim to make acquiring your dream watch or jewellery as
straightforward and enjoyable as possible. We provide a variety of flexible finance options to help you manage your payments easily. Whether you’re looking for the perfect engagement ring, a luxury watch, or the latest trends, our finance solutions can make your aspirations a reality.


Available Finance Options

1. Klarna
Pay Later with Klarna – Choose from two simple payment options:


Pay in 3:
For orders between £50 and £500, split your purchase into three equal, interest-free
instalments.

How It Works:


Select Klarna Pay in 3 at checkout.
Pay the first instalment when you place your order.
The remaining payments will be automatically deducted at 30 and 60 days.


Pay 30 Days After Delivery:


For online orders between £50 and £350, receive your items now and pay within 30 days.


How It Works:


Select ‘Pay Later’ at checkout.
Place your order and pay within 30 days for the items you decide to keep.
Klarna will send payment instructions via email.


Important Note:


Klarnas Pay in 3 and Pay in 30 days are unregulated credit agreements. Late fees may apply, and borrowing more than you can afford may affect your financial status.
Available for UK residents aged 18 and over, subject to status. Terms and conditions apply. For more details, refer to our FAQs on Klarna.

2. PayPal Credit


0% APR interest-free credit for 4 months on purchases over £99.


How It Works:


Spend £99 or more and, if eligible, you can spread payments interest-free for up to 4 months. Maintain minimum monthly payments and choose how to distribute payments during the interest-free period. Option to finance your purchase over a longer period at PayPal’s standard interest rate of 23.9% APR.


Important Note:


Quick and easy application process. Must be a UK resident aged 18 or older with a good credit history and an annual income of at least £7,500 to qualify. For further details, check our FAQs on PayPal Credit.

3. Clearpay


Shop now, pay in 4 interest-free instalments over six weeks. Pay for your purchase in 4 equal payments, due every 2 weeks. Available for both online and in-store shopping.
Must be 18+ and a permanent UK resident (excluding Channel Islands).


Important Notes:


Late payments may incur a £6 fee for each late instalment and a further £6 if unpaid 7 days later. Late fees cap at £6 for orders under £24 and at the lower of £24 or 25% of the order value for orders over £24. Late payments might also impact your ability to use Clearpay in the future. Clearpay is credit that is not regulated by the Financial Conduct Authority.


Exclusions


Interest-Free Credit applies for a maximum of 24 months on sale items over £1,000.
Pre-Owned Watches are eligible for 12 months Interest-Free Credit with a deposit of 30%.

 

Making a Complaint


We strive for an excellent shopping experience. If youre not satisfied with our service or that of our finance partners, please let us know. We are committed to treating our
customers fairly and addressing your concerns.


For more information or assistance with our finance options, feel free to contact us at 0113 2446439 or via email at hello@hymansjewellers.co.uk. Your dream jewellery is within reach!